If you know us well, you know that the past two years for our family has been filled with the terms emergency fund, budget, baby step 1, baby step 2, beans and rice and rice and beans, and more budget...... well, with tears in my eyes and such overwhelming joy, I am proud to say (or scream at the top of my lungs).......We're Debt Free!!!!!!!!!!!!
I cannot believe we finally did it. In the beginning, $70,000 seemed like an impossible feat. We had student loans, two car loans, credit cards and back taxes. It was such a huge burden. We followed Dave Ramsey's Total Money Makeover, stuck to our budget and here we are. We have no credit cards, no student loans, we completely own both of our cars, and owe the IRS nada!! I can't say it was easy all the time, but I learned so much. I learned patience and how to be a good steward of all the things God has given me. With that, I have learned how to be completely faithful to God with our money. I have realized that the material things in life will be meaningless in eternity and learned to focus my life on more important things. God does not care what my wardrobe looks like, what car I drive, or how big my house is. He does care about what I choose to do with the blessings he has given me. It has not only been a money makeover, but a spiritual one. I cannot begin to describe how exciting this is for us!!!
We are so excited about our future and what God has in store for us!!! It is going to be AMAZING!!!!!!
Psalms 126:3 God has done great things for us and we are FILLED with joy!